NonBk Ltd

Welcome to a New Zealand first, a website dedicated to introducing you to non Bank Lenders who provide home loans, commercial mortgages and personal loans
The term "non Bank" quite simply means those lenders who are involved in the business of providing finance, but are not registered Banks like ANZ Bank, ASB Bank, HSBC, Kiwibank, National Bank, Bank of New Zealand, Rabo Bank, TSB & Westpac.

Non Bank lenders therefore includes recognised names like Sovereign & AMP, who are both also leaders in Insurance, NZF Money PSIS and Building Societies such as Southern Cross, Napier and Wairarapa.

These institutions compete head to head with the Banks, with competitive interest rates for home loans. Potential clients will generally require a good credit history, income that can be clearly demonstrated by pay slips or financial accounts, well conducted cheque accounts, with overdraft limits being respected, and any loan payments always met when due.

There are also less well known non bank lenders who will consider loans that may not quite fit main stream banks or first tier lenders credit criteria. This could either be a first or second mortgage for buying, building or refinancing a property and this may be owner occupied, a rental or for commercial use.

What do we do most of:

Give advice or arrange,
Low / No deposit Guarantor Home Loans
Gifted depsoit Home Loans
Credit Impaired Home Loans
Bridging Finance
Mortgage refinance
Debt Consolidation
Mortgagee Sale Rescue packages
Declined Bank Loans
Difficult Home Loans and Mortgages
Commercial Owner Occupied
Commercial leased
Constuction - New Build Residential Homes
Constrcution - Commercial

Because you can't always bank on your Bank, give us a call or visit our website with an online enquiry form.

NonBk Limited is not a Registered Bank