First Credit Union

We started life back in 1955 as St Mary's Credit Union, a credit union for Catholic families in Hamilton. In 1992, we opened our doors to the people of Hamilton and the greater Waikato area, and in 2007, expanded to include the Bay of Plenty and the North Island. We changed our name to reflect our new vision - to be the first in service, and to be the first choice in the market for loans and investments.

We've grown, but never forgotten our purpose - affordable, accessible banking for local families. We offer savings accounts, personal loans, home loans, investments, insurances, 24/7 banking services and eftpos facilities.

Banking? Yes. A bank? No.

We don't handle business accounts, international banking, or sell high interest credit cards. But if you're after reliable, local-based, personal banking for you and your family, low fees and very competitive rates, you're in the right place!

Not for profit

First Credit Union is a NOT-FOR-PROFIT organisation. This means that after providing for financial reserves and operating expenses, all our income is returned to our members through low-cost loans, better interest rates and lower fees.
What we're about

* Promoting savings and thrift among our members
* Using members savings for their mutual benefit
* Educating members in the wise use of money and management of their financial affairs.

Check out our website for more information.